Budgeting

Many people think of budgeting as something to do when they're short on cash. The truth is that budgeting isn't just for times when your money is tight or your life is undergoing a major transition. In fact, budgeting will be that much easier in times of change if you do it all the time. Basically, it's making sure that you're spending less than you're bringing in and planning for both the short- and long-term. Budgeting is an important component of financial success. It will help you save for retirement, emergencies, a new car, or just about anything.

Related

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• 5 Reasons Good Credit is Important

• 6 Car Buying Mistakes

• 6 Smart Ways to Spend Your Tax Refund

• Battle Royal: Credit vs. Debit

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Blogs

• 8 Signs of Debt Trouble

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• Automating Your Saving Habits

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Calculators

• Auto loan calculator

• Retirement Calculator

• The True Cost of Your Credit Card Purchase

Workshops

• *Free Tax Preparation*

• Basics of Creating a Budget

• Budgeting on a Fixed Income

• Discover The Power Of A Spending Plan: Part 2

• Excel as a Budgeting Tool

• Extreme Couponing for Beginners

• Family Finance Solutions Evening

• Financial Literacy Academy

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• Investing for Beginners

• Managing Credit and Debt

• Managing Credit and Debt

• Managing Your Budget

• Money Management

Links to Resources

• Annual Credit Report: www.annualcreditreport.com

• Equifax Credit Bureau: www.equifax.com

• Experian Credit Bureau: www.experian.com

• Federal Trade Commission: www.ftc.gov